/* NexaBank Premium Marketing CSS */
:root {
  --navy:#0A1628;--navy-mid:#112240;--navy-light:#1A3259;
  --gold:#C9A84C;--gold-light:#E8C96A;--gold-pale:#FDF6E3;
  --white:#FFFFFF;--off-white:#F8F9FC;
  --slate:#64748B;--slate-light:#94A3B8;--border:#E2E8F0;
  --green:#16A34A;--red:#DC2626;
  --font-head:'Playfair Display','Georgia',serif;
  --font-body:'Inter',system-ui,sans-serif;
  --font-mono:'JetBrains Mono',monospace;
  --container:1200px;--radius:12px;--radius-sm:8px;
  --shadow:0 4px 24px rgba(10,22,40,.10);
  --shadow-lg:0 12px 48px rgba(10,22,40,.18);
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:var(--font-body);color:var(--navy);background:var(--white);line-height:1.6;-webkit-font-smoothing:antialiased}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
.container{max-width:var(--container);margin:0 auto;padding:0 24px}
.skip-link{position:absolute;left:-9999px;top:0;background:var(--navy);color:var(--white);padding:10px 16px;z-index:9999}
.skip-link:focus{left:12px;top:12px;border-radius:6px}

/* Typography */
h1{font-family:var(--font-head);font-size:clamp(2.2rem,5vw,3.8rem);font-weight:700;line-height:1.15;letter-spacing:-.02em}
h2{font-family:var(--font-head);font-size:clamp(1.7rem,3.5vw,2.7rem);font-weight:700;line-height:1.2;letter-spacing:-.01em}
h3{font-family:var(--font-body);font-size:1.15rem;font-weight:700}
p{color:var(--slate);line-height:1.7}
.eyebrow{font-size:.75rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--gold);display:flex;align-items:center;gap:8px;margin-bottom:4px}
.eyebrow::before{content:'';width:24px;height:2px;background:var(--gold);flex-shrink:0}

/* Buttons */
.btn,.btn-outline,.btn-navy,.btn-white{display:inline-flex;align-items:center;justify-content:center;gap:8px;font-family:var(--font-body);font-weight:700;font-size:.9rem;padding:13px 28px;border-radius:6px;cursor:pointer;border:2px solid transparent;transition:all .2s;white-space:nowrap;text-decoration:none}
.btn{background:var(--gold);color:var(--navy);border-color:var(--gold)}
.btn:hover{background:var(--gold-light);border-color:var(--gold-light);transform:translateY(-1px);box-shadow:0 4px 16px rgba(201,168,76,.35)}
.btn-outline{background:transparent;color:var(--white);border-color:rgba(255,255,255,.5)}
.btn-outline:hover{border-color:var(--white);background:rgba(255,255,255,.1)}
.btn-navy{background:var(--navy);color:var(--white);border-color:var(--navy)}
.btn-navy:hover{background:var(--navy-light)}
.btn-white{background:var(--white);color:var(--navy);border-color:var(--white)}
.btn-white:hover{background:var(--off-white)}
.btn-lg{padding:16px 36px;font-size:1rem}
.btn-sm{padding:9px 18px;font-size:.82rem}

/* Header */
.site-header{position:sticky;top:0;z-index:100;background:var(--navy);border-bottom:1px solid rgba(255,255,255,.08)}
.header-top{display:flex;align-items:center;justify-content:space-between;height:72px;gap:20px}
.brand{display:flex;align-items:center;gap:10px;font-family:var(--font-head);font-size:1.4rem;font-weight:700;color:var(--white);flex-shrink:0}
.brand-mark{width:38px;height:38px;border-radius:8px;background:var(--gold);display:flex;align-items:center;justify-content:center;flex-shrink:0}
.main-nav{display:flex;gap:4px}
.main-nav a{color:rgba(255,255,255,.75);font-size:.88rem;font-weight:600;padding:8px 14px;border-radius:6px;transition:all .15s}
.main-nav a:hover,.main-nav a.active{color:var(--white);background:rgba(255,255,255,.08)}
.header-actions{display:flex;align-items:center;gap:10px;flex-shrink:0}
.header-actions .btn-outline,.header-actions .btn{padding:9px 20px;font-size:.85rem}

/* Product nav */
.product-nav{background:var(--navy-mid);border-top:1px solid rgba(255,255,255,.06)}
.product-nav-inner{display:flex;overflow-x:auto;scrollbar-width:none}
.product-nav-inner::-webkit-scrollbar{display:none}
.product-nav-inner a{display:flex;align-items:center;gap:8px;padding:14px 20px;font-size:.83rem;font-weight:600;color:rgba(255,255,255,.6);white-space:nowrap;border-bottom:3px solid transparent;transition:all .15s;flex-shrink:0}
.product-nav-inner a:hover{color:var(--white);background:rgba(255,255,255,.04)}
.product-nav-inner a.active{color:var(--gold);border-bottom-color:var(--gold)}

/* Mobile nav */
.nav-toggle{display:none;flex-direction:column;gap:5px;background:none;border:none;cursor:pointer;padding:8px}
.nav-toggle span{width:22px;height:2px;background:var(--white);border-radius:1px;transition:all .2s}
.nav-toggle.open span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.nav-toggle.open span:nth-child(2){opacity:0}
.nav-toggle.open span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}
.mobile-nav{display:none;flex-direction:column;background:var(--navy-mid);border-top:1px solid rgba(255,255,255,.08);padding:16px 24px 24px}
.mobile-nav.open{display:flex}
.mobile-nav a{padding:13px 0;color:rgba(255,255,255,.8);font-size:.95rem;font-weight:600;border-bottom:1px solid rgba(255,255,255,.06)}
.mobile-nav-products{padding:12px 0}
.mobile-nav-products span{font-size:11px;font-weight:800;color:rgba(201,168,76,.7);text-transform:uppercase;letter-spacing:.1em}
.mobile-nav-products a{padding:10px 0;color:rgba(255,255,255,.6);font-size:.88rem;border-bottom:none;padding-left:12px;display:block}
.mobile-nav-actions{display:flex;gap:10px;margin-top:16px}
.mobile-nav-actions a{flex:1;text-align:center}
@media(max-width:960px){
  .main-nav,.header-actions,.product-nav{display:none}
  .nav-toggle{display:flex}
}

/* Hero */
.hero{background:linear-gradient(135deg,var(--navy) 0%,var(--navy-light) 100%);position:relative;overflow:hidden;padding:100px 0 80px}
.hero::before{content:'';position:absolute;inset:0;background-image:radial-gradient(circle at 80% 20%,rgba(201,168,76,.12),transparent 45%),radial-gradient(circle at 10% 80%,rgba(26,50,89,.8),transparent 50%);pointer-events:none}
.hero-inner{display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:center;position:relative}
.hero-copy{color:var(--white)}
.hero-copy h1{color:var(--white);margin-bottom:20px}
.hero-copy h1 em{color:var(--gold);font-style:italic}
.hero-copy p{color:rgba(255,255,255,.72);font-size:1.08rem;margin-bottom:36px;max-width:480px}
.hero-ctas{display:flex;gap:14px;flex-wrap:wrap;margin-bottom:48px}
.hero-trust{display:flex;align-items:center;gap:20px;flex-wrap:wrap;padding-top:28px;border-top:1px solid rgba(255,255,255,.12)}
.trust-badge{display:flex;align-items:center;gap:8px;font-size:.8rem;font-weight:600;color:rgba(255,255,255,.55)}

/* Bank card */
.hero-visual{position:relative;padding:20px 0 60px}
.bank-card{background:linear-gradient(135deg,#1D3A6E 0%,#0A1628 100%);border-radius:20px;padding:32px;position:relative;overflow:hidden;box-shadow:0 24px 64px rgba(0,0,0,.4);border:1px solid rgba(255,255,255,.1);transform:perspective(1000px) rotateY(-4deg) rotateX(2deg);transition:transform .3s}
.bank-card:hover{transform:perspective(1000px) rotateY(0deg) rotateX(0deg)}
.bank-card::before{content:'';position:absolute;top:-60px;right:-60px;width:200px;height:200px;border-radius:50%;background:rgba(201,168,76,.08)}
.card-chip{width:42px;height:32px;border-radius:6px;background:linear-gradient(135deg,var(--gold),var(--gold-light));margin-bottom:40px}
.card-number{font-family:var(--font-mono);font-size:1.05rem;color:rgba(255,255,255,.85);letter-spacing:.2em;margin-bottom:28px}
.card-footer{display:flex;justify-content:space-between;align-items:flex-end}
.card-holder{font-size:11px;color:rgba(255,255,255,.4);margin-bottom:4px;text-transform:uppercase;letter-spacing:.08em}
.card-name{font-size:1rem;font-weight:700;color:var(--white)}
.card-logo{font-size:2rem;opacity:.8}
.card-balance-pill{position:absolute;bottom:-18px;left:24px;right:24px;background:var(--white);border-radius:12px;padding:16px 20px;display:flex;justify-content:space-between;align-items:center;box-shadow:0 8px 32px rgba(0,0,0,.2)}
.cbp-label{font-size:11px;color:var(--slate);font-weight:600;text-transform:uppercase;letter-spacing:.06em}
.cbp-amount{font-family:var(--font-mono);font-size:1.3rem;font-weight:700;color:var(--navy)}
.cbp-change{font-size:12px;font-weight:700;color:var(--green)}
.floating-stat{position:absolute;background:var(--white);border-radius:12px;padding:14px 18px;box-shadow:var(--shadow-lg);display:flex;align-items:center;gap:10px;z-index:2}
.floating-stat.s1{top:0;right:-16px}
.floating-stat.s2{bottom:48px;left:-20px}
.fs-icon{font-size:22px}
.fs-label{font-size:10px;color:var(--slate);font-weight:600;text-transform:uppercase;letter-spacing:.06em}
.fs-val{font-size:14px;font-weight:800;color:var(--navy)}

/* Stats banner */
.stats-banner{background:var(--gold-pale);border-top:1px solid rgba(201,168,76,.2);border-bottom:1px solid rgba(201,168,76,.2)}
.stats-inner{display:grid;grid-template-columns:repeat(4,1fr)}
.stat-item{padding:32px 28px;text-align:center;border-right:1px solid rgba(201,168,76,.2)}
.stat-item:last-child{border-right:none}
.stat-num{font-family:var(--font-head);font-size:2.4rem;font-weight:700;color:var(--navy)}
.stat-label{font-size:.85rem;color:var(--slate);margin-top:4px}

/* Sections */
.section{padding:88px 0}
.section-alt{background:var(--off-white)}
.section-dark{background:var(--navy)}
.section-head{max-width:600px;margin-bottom:52px}
.section-head.center{max-width:640px;margin:0 auto 52px;text-align:center}
.section-head h2{margin:12px 0 16px}

/* Products grid */
.products-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.product-card{background:var(--white);border:1px solid var(--border);border-radius:var(--radius);padding:28px;transition:all .2s;border-top:4px solid transparent;cursor:pointer}
.product-card:hover{border-top-color:var(--gold);box-shadow:var(--shadow);transform:translateY(-4px)}
.pc-icon{width:56px;height:56px;border-radius:12px;background:var(--gold-pale);display:flex;align-items:center;justify-content:center;font-size:1.5rem;margin-bottom:20px}
.pc-tag{font-size:11px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--gold);margin-bottom:8px}
.product-card h3{margin-bottom:10px;font-size:1.05rem}
.product-card p{font-size:.87rem;margin-bottom:18px}
.pc-link{font-size:.85rem;font-weight:700;color:var(--navy);display:inline-flex;align-items:center;gap:6px;transition:color .15s}
.pc-link:hover{color:var(--gold)}

/* Split sections */
.split{display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:center}
.split.reverse{direction:rtl}
.split.reverse>*{direction:ltr}
.feature-list{display:flex;flex-direction:column;gap:22px;margin-top:32px}
.feature-item{display:flex;gap:16px;align-items:flex-start}
.fi-icon{width:44px;height:44px;border-radius:10px;background:var(--gold-pale);display:flex;align-items:center;justify-content:center;font-size:1.2rem;flex-shrink:0}
.fi-title{font-weight:700;font-size:.95rem;margin-bottom:3px;color:var(--navy)}
.fi-text{font-size:.87rem;color:var(--slate)}

/* App mockup */
.app-mockup{background:var(--navy);border-radius:24px;padding:24px;box-shadow:var(--shadow-lg);border:1px solid rgba(255,255,255,.08)}
.mockup-label{font-size:11px;color:rgba(255,255,255,.4);font-weight:600;text-transform:uppercase;letter-spacing:.08em;margin-bottom:6px}
.mockup-balance{font-family:var(--font-mono);font-size:2rem;font-weight:700;color:var(--white);margin-bottom:4px}
.mockup-change{font-size:13px;font-weight:700;color:#4ADE80;margin-bottom:20px}
.mockup-actions{display:grid;grid-template-columns:repeat(4,1fr);gap:10px;margin-bottom:20px}
.ma-btn{display:flex;flex-direction:column;align-items:center;gap:6px;background:rgba(255,255,255,.06);border-radius:10px;padding:12px 8px}
.ma-icon{font-size:18px}
.ma-label{font-size:10px;color:rgba(255,255,255,.45);font-weight:600}
.mockup-txs{display:flex;flex-direction:column;gap:8px}
.mockup-tx{display:flex;justify-content:space-between;align-items:center;background:rgba(255,255,255,.05);border-radius:10px;padding:12px 14px}
.mt-name{font-size:12.5px;font-weight:600;color:rgba(255,255,255,.85)}
.mt-date{font-size:10.5px;color:rgba(255,255,255,.35);margin-top:2px}
.mt-amt-pos{font-size:13px;font-weight:700;color:#4ADE80}
.mt-amt-neg{font-size:13px;font-weight:700;color:rgba(255,255,255,.5)}

/* Why section */
.why-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}
.why-card{padding:36px 28px;border-radius:var(--radius);border:1px solid rgba(255,255,255,.08);background:rgba(255,255,255,.03)}
.wc-num{font-family:var(--font-head);font-size:3rem;font-weight:700;color:rgba(201,168,76,.25);line-height:1;margin-bottom:16px}
.why-card h3{color:var(--white);margin-bottom:10px}
.why-card p{color:rgba(255,255,255,.45);font-size:.88rem}

/* Testimonials */
.testimonials-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.testi-card{background:var(--white);border:1px solid var(--border);border-radius:var(--radius);padding:28px}
.testi-stars{color:var(--gold);font-size:1rem;margin-bottom:14px;letter-spacing:2px}
.testi-text{font-size:.9rem;color:var(--slate);font-style:italic;margin-bottom:20px;line-height:1.7}
.testi-author{display:flex;align-items:center;gap:12px}
.testi-avatar{width:40px;height:40px;border-radius:50%;background:var(--navy);display:flex;align-items:center;justify-content:center;font-weight:800;font-size:13px;color:var(--white);flex-shrink:0}
.testi-name{font-weight:700;font-size:.9rem}
.testi-role{font-size:.78rem;color:var(--slate)}

/* CTA band */
.cta-band{background:linear-gradient(135deg,var(--navy) 0%,var(--navy-light) 100%);padding:88px 0;position:relative;overflow:hidden}
.cta-band::before{content:'';position:absolute;inset:0;background:radial-gradient(circle at 80% 50%,rgba(201,168,76,.12),transparent 55%)}
.cta-inner{text-align:center;position:relative;max-width:640px;margin:0 auto}
.cta-inner h2{color:var(--white);margin-bottom:16px}
.cta-inner p{color:rgba(255,255,255,.65);font-size:1.05rem;margin-bottom:36px}
.cta-btns{display:flex;gap:14px;justify-content:center;flex-wrap:wrap}

/* Footer */
.site-footer{background:var(--navy);border-top:1px solid rgba(255,255,255,.06);padding:64px 0 0}
.footer-grid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:48px;padding-bottom:48px}
.footer-brand .brand{margin-bottom:16px}
.footer-tagline{font-size:.88rem;color:rgba(255,255,255,.4);max-width:260px;line-height:1.7;margin-bottom:20px}
.footer-badges{display:flex;gap:8px;flex-wrap:wrap}
.footer-badge{padding:5px 12px;border:1px solid rgba(201,168,76,.3);border-radius:4px;font-size:10.5px;font-weight:700;color:rgba(201,168,76,.75);letter-spacing:.05em}
.footer-col h4{font-size:11px;font-weight:800;text-transform:uppercase;letter-spacing:.1em;color:rgba(255,255,255,.35);margin-bottom:16px}
.footer-col a{display:block;font-size:.88rem;color:rgba(255,255,255,.55);margin-bottom:12px;transition:color .15s}
.footer-col a:hover{color:var(--gold)}
.footer-bottom{border-top:1px solid rgba(255,255,255,.06);padding:24px 0;display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:12px}
.footer-bottom p{font-size:.8rem;color:rgba(255,255,255,.3)}
.footer-legal{display:flex;gap:20px}
.footer-legal a{font-size:.78rem;color:rgba(255,255,255,.3)}
.footer-legal a:hover{color:rgba(255,255,255,.6)}

/* Blog */
.blog-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}
.blog-card{text-decoration:none;display:block}
.blog-img{width:100%;height:200px;border-radius:var(--radius);background:var(--off-white);margin-bottom:18px;overflow:hidden;display:flex;align-items:center;justify-content:center;font-size:2.5rem;color:var(--slate-light)}
.blog-img img{width:100%;height:100%;object-fit:cover}
.blog-cat{font-size:.72rem;font-weight:700;color:var(--gold);letter-spacing:.08em;text-transform:uppercase;margin-bottom:8px}
.blog-card h3{color:var(--navy);font-size:1.02rem;margin-bottom:8px;line-height:1.4}
.blog-card h3:hover{color:var(--gold)}
.blog-excerpt{font-size:.87rem;color:var(--slate)}
.blog-meta{font-size:.76rem;color:var(--slate-light);margin-top:12px;font-family:var(--font-mono)}

/* FAQ */
.faq-list{max-width:740px;margin:0 auto}
.faq-item{border-bottom:1px solid var(--border)}
.faq-item:first-child{border-top:1px solid var(--border)}
.faq-btn{width:100%;display:flex;justify-content:space-between;align-items:center;padding:22px 0;background:none;border:none;cursor:pointer;font-family:var(--font-body);font-size:.97rem;font-weight:700;color:var(--navy);text-align:left;gap:16px}
.faq-icon{width:24px;height:24px;flex-shrink:0;position:relative}
.faq-icon::before,.faq-icon::after{content:'';position:absolute;background:var(--navy);transition:transform .2s}
.faq-icon::before{width:14px;height:2px;top:11px;left:5px}
.faq-icon::after{width:2px;height:14px;top:5px;left:11px}
.faq-item.open .faq-icon::after{transform:rotate(90deg);opacity:0}
.faq-answer{max-height:0;overflow:hidden;transition:max-height .3s ease}
.faq-answer-inner{padding:0 0 22px;font-size:.91rem;color:var(--slate);line-height:1.7;max-width:640px}
.faq-item.open .faq-answer{max-height:500px}
.faq-category-title{font-size:11px;font-weight:800;letter-spacing:.1em;text-transform:uppercase;color:var(--gold);margin:40px 0 16px}

/* Services */
.cat-tabs{display:flex;gap:8px;flex-wrap:wrap;margin-bottom:40px}
.cat-tab{padding:9px 20px;border-radius:999px;border:1.5px solid var(--border);background:var(--white);color:var(--slate);font-weight:600;font-size:.85rem;transition:all .15s;text-decoration:none;display:inline-block}
.cat-tab:hover{border-color:var(--navy);color:var(--navy)}
.cat-tab.active{border-color:var(--navy);background:var(--navy);color:var(--white)}
.service-card{display:flex;gap:20px;align-items:flex-start;background:var(--white);border:1px solid var(--border);border-radius:var(--radius);padding:28px;transition:all .2s}
.service-card:hover{border-color:var(--gold);box-shadow:var(--shadow)}
.empty-state{text-align:center;padding:60px 20px;color:var(--slate)}

/* Contact */
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:start}
.contact-info{background:var(--navy);border-radius:var(--radius);padding:40px}
.contact-info h3{color:var(--white);margin-bottom:8px}
.contact-info>p{color:rgba(255,255,255,.55);margin-bottom:32px;font-size:.9rem}
.ci-method{display:flex;gap:14px;align-items:flex-start;margin-bottom:24px}
.ci-icon{width:44px;height:44px;border-radius:10px;background:rgba(201,168,76,.15);display:flex;align-items:center;justify-content:center;font-size:1.1rem;flex-shrink:0}
.ci-label{font-size:10.5px;color:rgba(255,255,255,.35);font-weight:700;text-transform:uppercase;letter-spacing:.06em;margin-bottom:3px}
.ci-val{font-size:.9rem;color:rgba(255,255,255,.85);font-weight:600}
.contact-form{display:flex;flex-direction:column;gap:18px}
.form-row-2{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.field label{display:block;font-size:.82rem;font-weight:700;color:var(--navy);margin-bottom:7px}
.field input,.field textarea,.field select{width:100%;padding:12px 16px;border:1.5px solid var(--border);border-radius:8px;font-family:var(--font-body);font-size:.9rem;color:var(--navy);background:var(--white);transition:border-color .15s}
.field input:focus,.field textarea:focus,.field select:focus{outline:none;border-color:var(--gold);box-shadow:0 0 0 3px rgba(201,168,76,.1)}
.field textarea{resize:vertical;min-height:120px}
.alert-success{padding:14px 18px;border-radius:8px;font-size:.88rem;margin-bottom:16px;background:#F0FDF4;color:#166534;border:1px solid #BBF7D0}
.alert-error{padding:14px 18px;border-radius:8px;font-size:.88rem;margin-bottom:16px;background:#FEF2F2;color:#991B1B;border:1px solid #FECACA}

/* Blog post */
.blog-post-body{max-width:700px;margin:0 auto;font-size:1.02rem}
.blog-post-body h2{margin-top:1.6em}
.blog-post-body p{color:var(--navy)}

/* About values grid */
.values-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:24px}

/* Responsive */
@media(max-width:1024px){
  .products-grid{grid-template-columns:repeat(2,1fr)}
  .footer-grid{grid-template-columns:1fr 1fr}
}
@media(max-width:860px){
  .hero-inner{grid-template-columns:1fr;gap:48px}
  .hero{padding:64px 0 48px}
  .bank-card{transform:none}
  .floating-stat{display:none}
  .split{grid-template-columns:1fr;gap:40px}
  .split.reverse{direction:ltr}
  .why-grid{grid-template-columns:1fr;gap:16px}
  .testimonials-grid{grid-template-columns:1fr}
  .contact-grid{grid-template-columns:1fr;gap:32px}
  .stats-inner{grid-template-columns:repeat(2,1fr)}
  .stat-item{border-right:none;border-bottom:1px solid rgba(201,168,76,.2)}
  .blog-grid{grid-template-columns:1fr}
  .form-row-2{grid-template-columns:1fr}
  .values-grid{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr}
}
@media(max-width:600px){
  .products-grid{grid-template-columns:1fr}
  .stats-inner{grid-template-columns:1fr}
  .hero-ctas,.cta-btns{flex-direction:column;align-items:flex-start}
  .section{padding:56px 0}
}
@media(prefers-reduced-motion:reduce){*{transition:none !important}}
a:focus-visible,button:focus-visible{outline:2px solid var(--gold);outline-offset:2px}